So after being Furloughed until June 1st, I just applied for a 3 month break on my Natwest Loan. After being accepted I was told it will give me an adverse credit score.— Richard (@Richardmassey82) April 3, 2020
The government said they had an agreement with banks around deferral of payments. Clearly this was a lie!
NB: The FCA has told the banks that breaks in loan payments etc WILL NOT be allowed to affect people's credit scores!
Where a bank says that they will affect your credit score:
1 Tell the bank they are wrong, and
2 Report them to the FCA
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