tag:blogger.com,1999:blog-358613922024-03-16T18:52:43.776+00:00Loans and FinanceNews and information about loans, money, debt, finance and business issues.Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.comBlogger3495125tag:blogger.com,1999:blog-35861392.post-50577409639984789952024-03-13T13:03:00.001+00:002024-03-13T13:04:37.184+00:00HP After Sales Service<p><span class="x193iq5w xeuugli x13faqbe x1vvkbs x1xmvt09 x1lliihq x1s928wv xhkezso x1gmr53x x1cpjm7i x1fgarty x1943h6x xudqn12 x3x7a5m x6prxxf xvq8zen xo1l8bm xzsf02u" dir="auto"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh19YaufAg_dTVl1ONllEqCOHIeGTwACxggCeL0I_gi8do5T9U1J28Y_hvR85noOEVr30RYbxvvppHzJ_YOqGSBukjZqitcLL3zJPGDP1rDDkGwz-HUYe5OMNgQSIlnLkJisQ5L67iuWjj3ilc8yezdxpEderDsfzNiT-E0HbYpTompm6RyJg9Ijg/s251/whatthe.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="200" data-original-width="251" height="319" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh19YaufAg_dTVl1ONllEqCOHIeGTwACxggCeL0I_gi8do5T9U1J28Y_hvR85noOEVr30RYbxvvppHzJ_YOqGSBukjZqitcLL3zJPGDP1rDDkGwz-HUYe5OMNgQSIlnLkJisQ5L67iuWjj3ilc8yezdxpEderDsfzNiT-E0HbYpTompm6RyJg9Ijg/w400-h319/whatthe.JPG" width="400" /></a></div><br /> <p></p><p><span class="x193iq5w xeuugli x13faqbe x1vvkbs x1xmvt09 x1lliihq x1s928wv xhkezso x1gmr53x x1cpjm7i x1fgarty x1943h6x xudqn12 x3x7a5m x6prxxf xvq8zen xo1l8bm xzsf02u" dir="auto">I
am in the process of communicating with the HP returns department about a
faulty printer that I bought from them less than 3 weeks ago. <br /><br />They have told me to print off the returns label. <br /><br />How do I do that, given that my printer doesn't work?</span> <br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-10763743827951612532024-03-07T13:03:00.003+00:002024-03-07T13:03:36.575+00:00The Budget - Key Points<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4pjMvvBpYY7mKheCATBgMKxVpfoBmaUdNxbO18sKQc9ils5DNJpQ1fFsRj6ABZIAd6BSepupFSaNOMgwfgsWeGhry9OR230Ib4XPt1VOVH7NjSXj-CN9U7zA7qti9NgH7rPeydOO_kas-xzmgTjfWfT8OaWzKpyZFyuYkp7Nq9DHgl56MSzElJw/s1024/huntj.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1024" data-original-width="752" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4pjMvvBpYY7mKheCATBgMKxVpfoBmaUdNxbO18sKQc9ils5DNJpQ1fFsRj6ABZIAd6BSepupFSaNOMgwfgsWeGhry9OR230Ib4XPt1VOVH7NjSXj-CN9U7zA7qti9NgH7rPeydOO_kas-xzmgTjfWfT8OaWzKpyZFyuYkp7Nq9DHgl56MSzElJw/w294-h400/huntj.jpg" width="294" /></a></div><br /><p></p><p>Here are the key points from Jeremy Hunt's budget:<br /><br />1. <b>Tax Cuts</b>: The Chancellor announced a 2p cut to the rate of National Insurance paid by employees.<br /> </p><p>2. <b>Long-term Growth</b>: The budget was set against the backdrop of the UK’s struggling economy, which slipped into a technical recession at the end of 2023.<br /> </p><p>3. <b>Pensions and Wages</b>: The cap on the amount workers can accumulate in pension savings over their lifetime before having to pay extra tax (currently £1.07m) is to be abolished. The tax-free yearly allowance for pension pot will rise from £40,000 to £60,000.<br /> </p><p>4. <b>Fuel and Alcohol</b>: Fuel duty is frozen, and the 5p cut to fuel duty on petrol and diesel, due to end in April, is kept for another year. Alcohol taxes will rise in line with inflation from August, with new reliefs for beer, cider, and wine sold in pubs.<br /> </p><p>5. <b>Energy Bills and Nuclear Power</b>: Government subsidies limiting typical household energy bills to £2,500 a year are extended for three months, until the end of June. There is a commitment to invest £20bn over the next two decades on low-carbon energy projects, with a focus on carbon capture and storage.<br /> </p><p>6. <b>Childcare and Universal Credit</b>: 30 hours of free childcare for working parents in England is expanded to cover one and two-year-olds, to be rolled out in stages from April 2024. Families on universal credit will receive childcare support up front instead of in arrears, with the £646-a-month per child cap raised to £951.<br /> </p><p>7. <b>Back to Work Plans</b>: There are new plans for fitness-to-work testing regime to qualify for health-related benefits, a new voluntary employment scheme for disabled people in England and Wales called Universal Support, and tougher requirements to look for work and increased job support for lead child carers on universal credit.<br /><br /></p><p>8. <b>Government Debt, Inflation, and Economic Growth</b>: The Office for Budget Responsibility predicts the UK will avoid recession in 2023, but the economy will shrink by 0.2%. Growth of 1.8% is predicted for next year, with 2.5% in 2025 and 2.1% in 2026.<br /><br /><br /><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-8347843548069957562024-03-05T12:44:00.002+00:002024-03-05T12:44:29.530+00:00Virgin Media Gouging Its Customers Dry!<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJ4bTnZn4VNLFPXIBaDEAAA1mksNf7YYC908SC0xirY67K90KTJZQQERUAG7ZYgzo90JavvLiIV7LmpNwHUrC8I6VlEOftPXejqmJMjSbfDYYPXjZBpt4UGodGge9x85lkYMz2LyNoO-TULJRQoowAMnnMEUTeOzJk3zfANc30qzWKLcfe4QV7g/s283/isawyoucoming.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="160" data-original-width="283" height="226" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJ4bTnZn4VNLFPXIBaDEAAA1mksNf7YYC908SC0xirY67K90KTJZQQERUAG7ZYgzo90JavvLiIV7LmpNwHUrC8I6VlEOftPXejqmJMjSbfDYYPXjZBpt4UGodGge9x85lkYMz2LyNoO-TULJRQoowAMnnMEUTeOzJk3zfANc30qzWKLcfe4QV7g/w400-h226/isawyoucoming.png" width="400" /></a></div><br /> <p></p><p>The hapless customers of Virgin Media have been receiving letters and emails advising them of the forthcoming April price gouge.</p><p>Prices will go up by an eye-watering 8.8% being: February's 4.9% RPI plus an additional (unwarranted) 3.9%.</p><p>They saw you coming!</p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-42940481309259889932024-03-05T12:28:00.001+00:002024-03-05T12:28:05.667+00:00Net Zero Boosts China's Economy<blockquote class="twitter-tweet"><p lang="en" dir="ltr">'Ineos owner Jim Ratcliffe warned last week that Europe will lose almost all of its remaining chemicals industry over the next 20 years,... One of the reasons, Ratcliffe said, was that in Britain his company is paying five times as much for its gas and four times as much for…</p>— Catherine McBride (@CeeMacBee) <a href="https://twitter.com/CeeMacBee/status/1764675564361670712?ref_src=twsrc%5Etfw">March 4, 2024</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script> <p> </p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-66124605595260206712024-03-04T11:28:00.004+00:002024-03-04T11:28:52.101+00:00For Good or Ill, This Will Be Rishi's Budget!<blockquote class="twitter-tweet"><p lang="en" dir="ltr">Treasury Flickr photos revealing about who’s writing the budget… <a href="https://t.co/klkCj867dI">pic.twitter.com/klkCj867dI</a></p>— Alex Wickham (@alexwickham) <a href="https://twitter.com/alexwickham/status/1764607072677527784?ref_src=twsrc%5Etfw">March 4, 2024</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-25145759687250778152024-03-01T12:30:00.005+00:002024-03-01T12:31:28.400+00:00 The Double Life of Jan Marsalek: Wirecard COO and GRU Agent<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4UBLZRu4v-j6ZTBzRhK1m5jAoqG8SPZxpleJu97kifQCX-Crdyije33QJCD2U2c_G8_Ehxzo1IVEPuJeDG3BMluCTq7tnNPV292lKUGXl7tna7j8SWh1DNfaz7iruIEfHH21VqGXv_s-ilRZW8CVnhkFNPpV47xW5GhI1nbISPYDZicZLxORlWg/s1687/Jan_Marsalek_Search.pdf.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1687" data-original-width="1200" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4UBLZRu4v-j6ZTBzRhK1m5jAoqG8SPZxpleJu97kifQCX-Crdyije33QJCD2U2c_G8_Ehxzo1IVEPuJeDG3BMluCTq7tnNPV292lKUGXl7tna7j8SWh1DNfaz7iruIEfHH21VqGXv_s-ilRZW8CVnhkFNPpV47xW5GhI1nbISPYDZicZLxORlWg/w285-h400/Jan_Marsalek_Search.pdf.jpg" width="285" /></a></div><br /><p><br /><br />Jan Marsalek, the former Chief Operating Officer (COO) of the German payment processing firm Wirecard, has been making headlines for all the wrong reasons. Not only was he at the helm of one of the biggest corporate scandals in recent history, but recent reports suggest that he was also a Russian agent for nearly a decade.<br /><br /><b>A High-Flying Executive</b><br /><br />Marsalek spent 10 years as the COO of Wirecard, from 2010 to 2020. In his role, he oversaw transactions worth up to $140 billion a year, on behalf of thousands of companies¹. For a time, he lived in a mansion in Munich he rented for $38,000 a month, and crisscrossed the world on private jets¹.<br /><br /><b>The Downfall of Wirecard<br /></b><br />Wirecard imploded after a series of investigations by the Financial Times exposed massive accounting fraud in its Asian operations, which Marsalek was in charge of. The company admitted that nearly €2 billion in cash it supposedly held did not exist. Wirecard filed for insolvency in June 2020, with close to a $2-billion-hole in its balance sheet¹. Marsalek is accused of stealing hundreds of millions of dollars¹.<br /><br /><b>The Fugitive Life</b><br /><br />Marsalek fled Germany after being fired from Wirecard in June 2020. He is reportedly fugitive in Russia after Interpol issued a Red Notice for his arrest due to his alleged role in the Wirecard scandal. <br /><br /><b>The GRU Connection<br /></b><br />Western intelligence and security official sources told The Wall Street Journal that Marsalek used his position as Wirecard's COO to illegally fund Russian spy agencies' covert operations around the world, as well as provide assistance to the Russian mercenary group Wagner. This involved helping to pay Russian intelligence officers and informants and funneling money into conflict zones in the Middle East and Africa¹. Marsalek also likely collected data on Wirecard clients in Munich, including Germany's Federal Criminal Office — the country's equivalent of the FBI — and sent it to Russia.<br /><br /><b>Conclusion</b><br /><br />The story of Jan Marsalek is a stark reminder of the potential for corporate malfeasance and international espionage to intertwine. As investigations continue, the full extent of Marsalek's double life is yet to be revealed..<br /><br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-52220580434291154312024-02-21T12:34:00.005+00:002024-02-21T12:36:25.110+00:00The Trillion Pound Cost of Net Zero<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1DbM_S0v1n8kfUMmJv2VOuV2eK8odt1bvH63QS3lfO8dyGEbnPjokmzQ3BUOJKPlCqrg9BA2fqIFyMKPbuL1nDQtynzM9EiajwYphKSpL3C7lGxSovglpTMNKoEYBNE8ECcGdpTQb8R_WKqWxUlcJvFyOS6y2udDnIF4-M1hhAX9TLMRp2SLKyA/s251/whatthe.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="200" data-original-width="251" height="319" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1DbM_S0v1n8kfUMmJv2VOuV2eK8odt1bvH63QS3lfO8dyGEbnPjokmzQ3BUOJKPlCqrg9BA2fqIFyMKPbuL1nDQtynzM9EiajwYphKSpL3C7lGxSovglpTMNKoEYBNE8ECcGdpTQb8R_WKqWxUlcJvFyOS6y2udDnIF4-M1hhAX9TLMRp2SLKyA/w400-h319/whatthe.JPG" width="400" /></a></div><br /> <p></p><p>You know, that ludicrous idea where we magically poof away all our carbon emissions? </p><p>It turns out, according to the House of Lords, it might be a tad pricier than your average eco-tote bag and reusable straw combo.</p><p data-sourcepos="5:1-5:293">Achieving net zero emissions – basically, balancing out all the carbon we chuck into the atmosphere – could cost a whole lot more than we previously thought. Like, <b>way</b> more. We're talking eye-watering sums that'd make even Elon Musk do a spit-take with his Dogecoin martini.</p><p data-sourcepos="7:1-7:313">Olivier Blanchard, former head economist at the International Monetary Fund, dropped this financial bombshell on the House of Lords Economic Affairs Committee. Apparently, transitioning to a low-carbon economy is "necessary," but also "much more expensive than people imagine." </p><p data-sourcepos="7:1-7:313">Who knew?</p><p data-sourcepos="7:1-7:313">The cost to the UK?</p><p data-sourcepos="7:1-7:313"><b>A "mere" £1 Trillion!</b></p><p data-sourcepos="7:1-7:313">People need to wake up to the cost of this insanity before the West totally bankrupts itself! <br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-20931889868655178592024-02-20T12:41:00.002+00:002024-02-20T12:41:18.628+00:00Haldane Calls For Rate Cut<blockquote class="twitter-tweet"><p dir="ltr" lang="en">The Bank of England risks deepening the UK's recession if it doesn't cut interest rates soon, ex-BOE chief economist Andy Haldane (now <a href="https://twitter.com/theRSAorg?ref_src=twsrc%5Etfw">@theRSAorg</a>) tells us on the Bloomberg UK Politics Podcast<br /> <br />Listen here: <a href="https://t.co/kPSH02TNxv">https://t.co/kPSH02TNxv</a><br /><br />And read more: <a href="https://t.co/uX2WateVZa">https://t.co/uX2WateVZa</a> <a href="https://t.co/BRpTELsbKh">pic.twitter.com/BRpTELsbKh</a></p>— Lizzy Burden (@lizzzburden) <a href="https://twitter.com/lizzzburden/status/1759490717867516061?ref_src=twsrc%5Etfw">February 19, 2024</a></blockquote><p data-sourcepos="3:1-3:168"><span>Andy Haldane,</span><span> the former chief economist of the Bank of England (BoE) and known hawk,</span><span> has thrown a cat amongst the pigeons by urging the central bank to cut interest rates.</span><span> This comes despite the BoE holding rates steady for the fourth consecutive time earlier this month,</span><span> citing concerns about inflation.</span><span> </span></p><span>
</span><p data-sourcepos="5:1-5:23"><strong>Haldane's Argument:</strong></p><span>
</span><ul data-sourcepos="7:1-7:37"><span>
</span><li data-sourcepos="7:1-7:37"><strong>Sluggish growth:</strong><span> He argues that the UK economy is facing "anemic growth" at best,</span><span> with the risk of a deeper recession looming.</span></li><span>
</span><li data-sourcepos="8:1-8:112"><strong>Taming inflation:</strong><span> Inflation has fallen from over 11% to 4%,</span><span> suggesting room for loosening monetary policy.</span></li><span>
</span><li data-sourcepos="9:1-10:0"><strong>Credibility at stake:</strong><span> He warns that the BoE risks losing credibility if it doesn't adjust its stance as economic conditions change.</span></li></ul><p> </p> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-89179019841852300792024-02-16T12:28:00.002+00:002024-02-16T12:28:11.318+00:00ECB Infested With Net Zero Zealots<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_chidwW4blY6cSBVJiDAEQSgd1uJk8mrWnhxTi0t8PaCzPI9Lx-AgX-Zg-MZz8IK7wxItvBEDVg6b5vxFN225lznHRo3-96lo4x_dw_ZgS5NqILRIjQiPzv6wcYdaaCyanPNgUiDGUw-ktAOfYHDuYhzzIJfxgMg82kaqwzI4tyNQq82ZyDE1Hg/s251/whatthe.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="200" data-original-width="251" height="319" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_chidwW4blY6cSBVJiDAEQSgd1uJk8mrWnhxTi0t8PaCzPI9Lx-AgX-Zg-MZz8IK7wxItvBEDVg6b5vxFN225lznHRo3-96lo4x_dw_ZgS5NqILRIjQiPzv6wcYdaaCyanPNgUiDGUw-ktAOfYHDuYhzzIJfxgMg82kaqwzI4tyNQq82ZyDE1Hg/w400-h319/whatthe.JPG" width="400" /></a></div><br /> <p></p><p>The ECB has become infested with Net Zero zealots who tolerate no suggestion that the climate change mantra may be wrong. </p><p>Frank Elderson, who is the bank’s climate czar and vice-chair of its supervisory arm, spoke at a meeting and stated that people who did not believe in climate change should not work at the bank.</p><p>Elderson, one of six members of the ECB’s executive board, <a href="https://www.politico.eu/article/ecb-tells-staff-if-youre-not-green-youre-not-wanted/" target="_blank">told an internal meeting</a>: </p><p><i></i></p><blockquote><i>“I don’t want these people anymore.” </i></blockquote><p></p><p>Elderson forgets that the ECB's role is to control inflation, not tackle non existent climate change. Unless the ECB remembers its actual mission, wrt inflation, the people of Europe will find themselves bankrupted by these zealots.<br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-84959197760116592282024-02-15T12:47:00.003+00:002024-02-15T12:47:15.886+00:00GDP Fell 0.3% in Q4<p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="text-overflow: unset;"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxYWvtjOyQ84mppRoRCi24zS9B_ji39zaw6IVOog38UAK4C_B4ALgseecyfv1orNUtYZLmuutlnPWE68CjXoXz7TigSqInRtpxmvLcg6kdFHGBya_EX1I-xzltWtkYH7ivxY_CehE4BC6jyf0CvG5EEHr081mIz5gD7iMujC2GnbCEbr6IoG9OWQ/s679/gdpperhead.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="498" data-original-width="679" height="294" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxYWvtjOyQ84mppRoRCi24zS9B_ji39zaw6IVOog38UAK4C_B4ALgseecyfv1orNUtYZLmuutlnPWE68CjXoXz7TigSqInRtpxmvLcg6kdFHGBya_EX1I-xzltWtkYH7ivxY_CehE4BC6jyf0CvG5EEHr081mIz5gD7iMujC2GnbCEbr6IoG9OWQ/w400-h294/gdpperhead.jpg" width="400" /></a></div><br /> <p></p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="text-overflow: unset;">The UK has fallen into recession.
The latest ONS </span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="text-overflow: unset;">figures show gross domestic product shrank by 0.3% in Q4 2023. That follows a 0.1% contraction in Q3. </span></p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="text-overflow: unset;">Given that the ONS is useless, we all know that these figures will be revised in the coming months.</span></p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="text-overflow: unset;">However, the real issue lies in the GDP per head which shows that migration is hiding the actual decline in GDP which was 0.7% in 2023.</span></p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="text-overflow: unset;">No wonder governments love migration, and using the basic GDP figure, it hides the truly appalling GDP per head figures! <br /></span></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-47857297566067091522024-02-15T10:53:00.000+00:002024-02-15T10:53:07.289+00:00Southern Water Hacked<p>Southern Water are sending out emails to customers wrt a recent hack of their database.</p><p><b>"</b><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: #174290; font-size: 15px;"><b>Cyber attack: important information about your personal data</b></span></span> </p><p><span style="color: #425466; font-family: Gotham,; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">I
am very sorry to inform you that Southern Water has been the target of
an illegal cyber attack, which has unfortunately affected the security
of some of your personal data, as one of our customers.</span></span></p><p><span style="color: #425466; font-family: Gotham,; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">We
are currently conducting an intensive investigation into this,
supported by industry experts and following guidance from our regulators
together with the National Cyber Security Centre. Our operations and
services have not been impacted and your water supply is unaffected.</span></span></p><p><span style="color: #425466; font-family: Gotham,; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">As
a result of this investigation, we have reason to believe that the data
stolen and at risk, and which relates to you, may include:</span></span></p><ul><li><p><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">Basic
personal details for administering your account and identifying you,
such as your name and contact details. This may include your national
insurance number and date of birth if you have provided these details to
us.</span></span></p></li></ul><ul><li><p><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">Financial information including your sort code, bank account number and payment reference number.</span></span></p></li></ul><p><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: #174290; font-size: 15px;"><b>What we are doing to reduce the risk to you</b></span></span> </p><p><span style="color: #425466; font-family: Gotham,; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">Southern
Water takes its data protection and information security
responsibilities to you seriously, and so we are bringing this to your
attention as soon as we can. We are working closely with the regulatory
authorities. We have notified the Information Commissioner’s Office and
are in regular contact with the National Cyber Security Centre. In
addition, we have taken further steps, with support from independent
cybersecurity experts, to enhance the security monitoring of our IT
infrastructure.</span></span></p><p><span style="color: #425466; font-family: Gotham,; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">We
have also engaged a reputable third party to monitor the dark web on
our behalf. They report that, since we were named on the cyber
criminals’ site on 22 January 2024, they have found no new evidence of
data potentially compromised by this cyber incident being published
online. They will continue to carry out these checks for as long as
necessary.</span></span></p><p><span style="color: #425466; font-family: Gotham,; text-align: left;"><span style="color: #425466; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">To
ensure that we’re doing everything we can to look after you, we are
offering you a 12-month, free-of-charge, enhanced Experian credit
monitoring membership. This service provides identity monitoring and
helps detect possible misuse of your personal information. It also
supports identification and resolution of identity theft incidents....</span></span></p><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(23, 66, 144) !important; font-size: 15px;"><b>What is the background?</b></span></span> </p><p><span style="color: rgb(66, 84, 102) !important; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">On
22 January 2024 we became aware that a cyber criminal organisation was
claiming on its website to have stolen data from some of our IT systems.</span></span></p><p><span style="color: rgb(66, 84, 102) !important; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">We
had previously detected suspicious activity and launched an
investigation, as well as enhanced monitoring and other precautionary
measures. Our independent cyber security specialists continue to
investigate.</span></span></p><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(23, 66, 144) !important; font-size: 15px;"><b>What happens next?</b></span></span> </p><p><span style="color: rgb(66, 84, 102) !important; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">The
information we have provided is based on what we know at this time. Our
investigation remains active, and should we receive any additional
material information, we will contact you.</span></span></p><p><span style="color: rgb(66, 84, 102) !important; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">Once
again, I am very sorry that this has happened and for any inconvenience
this illegal breach of data may cause you. We are working closely with
the authorities and industry experts, to do everything possible to
manage the situation and support you at this time.</span></span></p><p><span style="color: rgb(66, 84, 102) !important; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">Please call our dedicated customer service team on 0330 303 0025 if you have any questions.</span></span></p><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(23, 66, 144) !important; font-size: 18px;"><b><u>FURTHER INFORMATION</u></b></span></span> </p><p><span style="color: rgb(66, 84, 102) !important; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">The
National Cyber Security Centre, the Financial Conduct Authority and the
Information Commissioners Office all provide helpful information to
help protect your data and prevent fraud. This is summarised below with
some useful links.</span></span></p><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">-
Stay alert against any suspicious calls, texts or emails which could be
a scam. If you receive any suspicious messages or calls, <b>do not hand over any information such as your bank account details</b>.
Instead, hang up, or delete any worrying texts or emails and then
contact your bank to report the suspicious activity. The FCA has some
useful information on how to spot the warning signs of financial scams
at <a data-auth="Verified" data-linkindex="2" href="https://emea01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclicks.rapide-info.co.uk%2Femail%2FS-232110007%4024861130%40hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.%40&data=05%7C02%7C%7C7131b1a4aa4149c5969308dc2e08dfe0%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C638435862855791614%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=pi%2BV48SsLWPJl%2FKMnt8Ah4vetS5i5OvG1Ve4FuBMAE4%3D&reserved=0" rel="noopener noreferrer" style="text-decoration: none;" target="_blank" title="Protected by Outlook: https://clicks.rapide-info.co.uk/email/S-232110007@24861130@hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.@. Click or tap to follow the link."><span style="color: rgb(0, 0, 255) !important;">www.fca.org.uk/consumers/protect-yourself-scams</span></a>.</span></span></p><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">- Cyber criminals commonly use a scam technique called <b>“phishing”</b>,
which is mostly email-based but can also be via telephone calls, to
lure victims under false pretences to websites which appear legitimate
to get them to provide information including bank account and credit
card details. These emails/phone calls appear to be from recognisable
sources such as banks but actually link to fraudulent websites. To help
prevent phishing:</span></span></p><ul><li><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">Protect your email with a <b>strong password.</b></span></span></p></li></ul><ul><li><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><b>Do not share your password</b> with anyone.</span></span></p></li></ul><ul><li><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><b>Install the latest security updates</b> to your browser software and personal computing devices.</span></span></p></li></ul><ul><li><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">If in doubt, <b>do not open emails from senders you do not recognise.</b></span></span></p></li></ul><ul><li><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><b>Check links</b> look correct before you click on them.</span></span></p></li></ul><ul><li><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><b>Be suspicious</b> of anyone who asks for your bank account or credit card details.</span></span></p></li></ul><ul><li><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">If the email contains <b>spelling mistakes</b>, this can be a sign that this is a phishing scam. Do not open the email or attachments.</span></span></p></li></ul><p><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;"><span style="color: rgb(66, 84, 102) !important; font-family: Gotham, "Helvetica Neue", Helvetica, Arial, "sans-serif", serif, EmojiFont; font-size: 15px; text-align: left;">- More helpful information on how to protect your data can be found on the <b>National Cyber Security Centre’s</b> website - <a data-auth="Verified" data-linkindex="3" href="https://emea01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclicks.rapide-info.co.uk%2Femail%2FS-232110007%4024861131%40hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.%40&data=05%7C02%7C%7C7131b1a4aa4149c5969308dc2e08dfe0%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C638435862855805512%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=A6%2BR2aGSusRuDpOmHoulqz5E8Nkkq9vSDDZO6PISrgk%3D&reserved=0" rel="noopener noreferrer" style="text-decoration: none;" target="_blank" title="Protected by Outlook: https://clicks.rapide-info.co.uk/email/S-232110007@24861131@hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.@. Click or tap to follow the link."><span style="color: rgb(0, 0, 255) !important;">www.ncsc.gov.uk/guidance/data-breaches</span></a> and the <b>Information Commissioner’s Office</b> website – <a data-auth="Verified" data-linkindex="4" href="https://emea01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclicks.rapide-info.co.uk%2Femail%2FS-232110007%4024861132%40hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.%40&data=05%7C02%7C%7C7131b1a4aa4149c5969308dc2e08dfe0%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C638435862855818615%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=QhayMIjpvEfz3sWIE2wPoHKtpndUJ9gKEr3m6tTaPUI%3D&reserved=0" rel="noopener noreferrer" style="text-decoration: none;" target="_blank" title="Protected by Outlook: https://clicks.rapide-info.co.uk/email/S-232110007@24861132@hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.@. Click or tap to follow the link."><span style="color: rgb(0, 0, 255) !important;">www.ico.org.uk/for-the-public/identity-theft</span></a> and <a data-auth="Verified" data-linkindex="5" href="https://emea01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fclicks.rapide-info.co.uk%2Femail%2FS-232110007%4024861133%40hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.%40&data=05%7C02%7C%7C7131b1a4aa4149c5969308dc2e08dfe0%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C638435862855834272%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=Coipx68N36TtwJZpufQ2iUXTkLTDpOl08%2FLpERSI%2BJU%3D&reserved=0" rel="noopener noreferrer" style="text-decoration: none;" target="_blank" title="Protected by Outlook: https://clicks.rapide-info.co.uk/email/S-232110007@24861133@hW5_mjxdbgGO4GhoXk4pKnmv3Qe-kUqBwrXuLFX5KHs.@. Click or tap to follow the link."><span style="color: rgb(0, 0, 255) !important;">www.ico.org.uk/for-the-public/online</span></a>."</span></span></p><p></p><p><b>Summary</b><br /></p><ul data-sourcepos="5:1-9:0"><li data-sourcepos="5:1-5:128">Southern Water, a UK water utility company, confirmed that their IT systems were compromised in a cyberattack in January 2024.</li><li data-sourcepos="6:1-6:135">Hackers stole data from a "limited
portion" of their server infrastructure, affecting potentially hundreds
of thousands of customers.</li><li data-sourcepos="7:1-7:141">The data breach was claimed by the Black
Basta ransomware group, who threatened to release the stolen information
unless a ransom was paid.</li><li data-sourcepos="8:1-9:0">Southern Water has not confirmed the extent
of the data stolen, but reports suggest it may include names,
addresses, and contact information.</li></ul><p data-sourcepos="10:1-10:22"><b>Current situation:</b></p><ul data-sourcepos="12:1-15:0"><li data-sourcepos="12:1-12:135">Southern Water is working with
cybersecurity experts to investigate the breach and monitor the dark web
for any signs of leaked data.</li><li data-sourcepos="13:1-13:78">No evidence of the stolen data being published online has been found so far.</li><li data-sourcepos="14:1-15:0">The incident has been reported to the UK's Information Commissioner's Office.</li></ul><p data-sourcepos="16:1-16:11"><b>Impact:</b></p><ul data-sourcepos="18:1-20:0"><li data-sourcepos="18:1-18:119">The affected customers have been notified and are advised to be cautious of phishing attempts or suspicious activity.</li><li data-sourcepos="19:1-20:0">The full impact of the breach is still
being assessed, but it could potentially lead to identity theft,
financial fraud, or other forms of harm.</li></ul><p data-sourcepos="21:1-21:25"><b>Additional resources:</b></p><ul data-sourcepos="23:1-25:0"><li data-sourcepos="23:1-23:317">Southern Water's official statement: <a class="traceable-link" href="https://techcrunch.com/2024/02/14/uk-utility-giant-southern-water-says-hackers-stole-personal-data-of-hundreds-of-thousands-of-customers/" rel="noopener noreferrer" target="_blank">https://techcrunch.com/2024/02/14/uk-utility-giant-southern-water-says-hackers-stole-personal-data-of-hundreds-of-thousands-of-customers/</a></li><li data-sourcepos="24:1-25:0">TechCrunch article: <a class="traceable-link" href="https://techcrunch.com/2024/02/14/uk-utility-giant-southern-water-says-hackers-stole-personal-data-of-hundreds-of-thousands-of-customers/amp/" rel="noopener noreferrer" target="_blank">https://techcrunch.com/2024/02/14/uk-utility-giant-southern-water-says-hackers-stole-personal-data-of-hundreds-of-thousands-of-customers/amp/</a></li></ul><p> </p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
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Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
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<br />
Tax Investigation Insurance is an insurance policy that will fully
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if you are subject to enquiry by or dispute with HMRC.<br />
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A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-42126183949380492792024-02-14T12:57:00.001+00:002024-02-14T12:57:07.056+00:00Inflation Holds Steady at 4%<p data-sourcepos="3:1-3:296"><span>As of today,</span><span> </span><strong>February 14th, 2024</strong><span>,</span><span> the latest inflation figures from the Office for National Statistics (ONS) reveal that the UK inflation rate remains unchanged at </span><strong>4.0%</strong><span>.</span><span> It had bneen expected to rsie to 4.1%</span><span>.</span></p><span>
</span><p data-sourcepos="5:1-5:145"><span>While holding steady might seem like a positive sign,</span><span> it's crucial to understand the bigger picture.</span><span> Here's a breakdown of what the figures mean:</span></p><span>
</span><p data-sourcepos="7:1-7:15"><strong>Key Points:</strong></p><span>
</span><ul data-sourcepos="9:1-12:85"><span>
</span><li data-sourcepos="9:1-9:67"><strong>CPI inflation:</strong><span> Stands at 4.</span><span>0%,</span><span> up from 3.</span><span>9% in November 2023.</span></li><span>
</span><li data-sourcepos="10:1-10:73"><strong>CPIH inflation:</strong><span> Remains at 4.</span><span>2%,</span><span> unchanged from the previous month.</span></li><span>
</span><li data-sourcepos="11:1-11:97"><strong>Monthly comparison:</strong><span> Both CPI and CPIH saw a 0.</span><span>4% increase in December compared to November.</span></li><span>
</span><li data-sourcepos="12:1-12:85"><strong>Long-term perspective:</strong><span> 4.</span><span>0% inflation is still higher than the Bank of England's target of 2%.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="14:1-14:32"><strong>What does this mean for you?</strong></p><span>
</span><p data-sourcepos="16:1-16:247"><span>While an unchanged figure might offer some stability,</span><span> It is important to realise that the figure is expected to drop significantly in the coming months.<br /></span></p><span>
</span><p data-sourcepos="18:1-18:18"><strong>Looking ahead:</strong></p><span>
</span><p data-sourcepos="20:1-20:183">The following<span> factors will influence the future trajectory,</span><span> including:</span></p><span>
</span><ul data-sourcepos="22:1-25:0"><span>
</span><li data-sourcepos="22:1-22:96"><strong>Global energy prices:</strong><span> Continued volatility in energy markets could fuel further inflation.</span></li><span>
</span><li data-sourcepos="23:1-23:106"><strong>Supply chain disruptions:</strong><span> Ongoing issues with global supply chains could continue to push up prices.</span></li><span>
</span><li data-sourcepos="24:1-25:0"><strong>Bank of England policy:</strong><span> The Bank's monetary policy decisions,</span><span> particularly regarding interest rates,</span><span> will play a crucial role in managing inflation.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="26:1-26:18"><strong>Stay informed:</strong></p><span>
</span><p data-sourcepos="28:1-28:133"><span>It's important to stay informed about inflation and its potential impact on your finances.</span><span> Here are some resources to help you do so:</span></p><span>
</span><ul data-sourcepos="30:1-31:23"><span>
</span><li data-sourcepos="30:1-30:152"><strong>Office for National Statistics:</strong><span> </span><a class="traceable-link" href="https://www.ons.gov.uk/economy/inflationandpriceindices" rel="noopener noreferrer" target="_blank">https://www.ons.gov.uk/economy/inflationandpriceindices</a></li><span>
</span><li data-sourcepos="31:1-31:23"><strong>Bank of England:</strong><span> </span><a class="traceable-link" href="https://uk.finance.yahoo.com/news/inflation-fall-2-target-within-123130566.html" rel="noopener noreferrer" target="_blank">https://uk.finance.yahoo.com/news/inflation-fall-2-target-within-123130566.html</a></li><span>
</span><li data-sourcepos="32:1-33:0"><strong>Money Saving Expert:</strong><span> </span><a class="traceable-link" href="https://www.moneysavingexpert.com/" rel="noopener noreferrer" target="_blank">https://www.moneysavingexpert.com/</a></li></ul><p></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-56249794951849212302024-02-06T11:43:00.001+00:002024-02-06T11:43:08.965+00:00Another Net Zero Failure<blockquote class="twitter-tweet"><p dir="ltr" lang="en">Valued at $15 billion just 3 years ago.<br /><br />It received $660mill when it listed on the stock market in 2021.<br /><br />High-tech robotic factories were built in Oxfordshire.<br /><br />It's now collapsed without producing a single vehicle for sale.<br /><br />We're in a land of mirages.<a href="https://t.co/6tsZoeafzy">https://t.co/6tsZoeafzy</a></p>— Hector Drummond (@hector_drummond) <a href="https://twitter.com/hector_drummond/status/1754808404088898017?ref_src=twsrc%5Etfw">February 6, 2024</a></blockquote><p>Net Zero is the worst possible solution for a problem that doesn't exist. <br /></p> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-22799409198156311762024-02-01T13:05:00.001+00:002024-02-01T13:05:04.287+00:00Interest Rates Remain at 5.25%<p>As expected the Bank of England didn't reduce rates, they remain unchanged at 5.25%.</p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="text-overflow: unset;">Two members of the MPC voted for a 25bp hike, six for unchanged and one for a 25bp cut.</span></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-24794925346868115472024-01-23T12:28:00.002+00:002024-01-23T12:28:44.401+00:00OBR Screws Up Yet Again<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEqukyg3EEGbjbsMoiO3L7aRGBqJeoKYi8fqjDF2_PD4H8N7cubQR6mxgbaD5alQiAFjZs27YrmMxx8mY68KfvA1-Giix95ho_NLIbHypIVs4045kd7kj-38D-wPgL2cMKITEDqMl0pmC4Tyt4ndoyJ-1W5BkHF_rv4ARPsjqo2PP4EiQXWjbOzA/s640/obr.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="313" data-original-width="640" height="196" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEqukyg3EEGbjbsMoiO3L7aRGBqJeoKYi8fqjDF2_PD4H8N7cubQR6mxgbaD5alQiAFjZs27YrmMxx8mY68KfvA1-Giix95ho_NLIbHypIVs4045kd7kj-38D-wPgL2cMKITEDqMl0pmC4Tyt4ndoyJ-1W5BkHF_rv4ARPsjqo2PP4EiQXWjbOzA/w400-h196/obr.jpeg" width="400" /></a></div><br /> <p></p><p>Remember that OBR lot, the so-called "independent" watchdogs of Whitehall's wallet? </p><p>Well, they've gone and done it again – tripped over their own spreadsheets and missed the December borrowing figures by a whopping six billion quid. </p><p data-sourcepos="5:1-5:291">While the OBR were busy pencilling in a hefty £14bn December deficit, the actual figure came in at a measly £7.8bn. That's, as the Americans might say, a "yuge" £6bn miss – the kind that makes you question if these fiscal soothsayers even bother to look at the books before predicting the future.</p><p data-sourcepos="7:1-7:303">So, what went wrong? </p><p data-sourcepos="7:1-7:303">Well, the usual suspects. VAT receipts were higher than the OBR's estimate, income tax took a surprise bite out of paychecks, and even government spending was a tad more restrained than expected. Turns out, sometimes reality doesn't always follow the OBR's economic origami models.</p><p data-sourcepos="9:1-9:401">Now, the interesting bit. This unexpected borrowing bonanza has Chancellor Jeremy Hunt singing a different tune. Gone are the doom-and-gloom pronouncements about austerity and belt-tightening. Now, it's all sunshine and rainbows, with whispers of tax cuts dancing on the breeze. Apparently, when the coffers are unexpectedly full, even the tightest-fisted Tory starts feeling a bit generous. Suddenly, that £20 billion giveaway he's been whispering about doesn't seem so pie in the sky. <br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-53083951285903139262024-01-22T12:56:00.001+00:002024-01-22T12:56:10.413+00:00The Fall of Lagarde<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghYLJY0UQXd9jShGQ9RCZjzhrQ3MQuIiKXPunAG1zSTnWy54MMiPuaP3u5Xr8r5R96Fa9tdq5anhCYfxILhB8AJO66cZwF5qJhYqReGWUS_5hGnaNQWej_n0V_bVSBmO5nuyxQ-0qNNKC16bxJ4RmJeWf0bpEqNpPMTbeD1gNWNw-gKxEFnl9cyA/s300/lagarde.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="300" height="224" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghYLJY0UQXd9jShGQ9RCZjzhrQ3MQuIiKXPunAG1zSTnWy54MMiPuaP3u5Xr8r5R96Fa9tdq5anhCYfxILhB8AJO66cZwF5qJhYqReGWUS_5hGnaNQWej_n0V_bVSBmO5nuyxQ-0qNNKC16bxJ4RmJeWf0bpEqNpPMTbeD1gNWNw-gKxEFnl9cyA/w400-h224/lagarde.jpg" width="400" /></a></div><br /><p> </p><blockquote class="twitter-tweet"><p dir="ltr" lang="en">😬 The Fall of the House of Lagarde. <br /><br />One ECB staffer writes: <br /><br />“'Mario Draghi was there for the ECB while the ECB seems to be there for Christine Lagarde” <a href="https://t.co/AdHbzkBmKc">https://t.co/AdHbzkBmKc</a></p>— PiQ (@PiQSuite) <a href="https://twitter.com/PiQSuite/status/1749403427317178599?ref_src=twsrc%5Etfw">January 22, 2024</a></blockquote><p>Over half of the ECB crew, the ones who actually crunch the numbers and sweat the spreadsheets, reckon that Christine Lagarde (head of the ECB) is a dud. A whopping 50.6% gave her a thumbs down, labelling her "very poor" or just plain "poor" in the first half of her eight-year term. </p><p data-sourcepos="7:1-7:402">So, what's got the ECB crew grumbling like a pack of hungry hedge funds? Well, for starters, there's the whole inflation fiasco. Remember when Lagarde was all, "Nah, inflation's just transitory, like a bad perm"? Yeah, about that... Prices are skyrocketing faster than a Ferrari on nitrous, and the ECB's stuck in neutral, fiddling with its interest rates like a grandma trying to tune a dial-up modem.</p><p data-sourcepos="9:1-9:359">Then there's the communication breakdown. Lagarde's speeches are about as clear as a bowl of alphabet soup after a toddler's tantrum. The markets are left scratching their heads, trying to decipher her cryptic pronouncements like they're lost in a Baudrillard seminar. No wonder the ECB's credibility is tanking faster than a meme stock during a market crash.</p><p data-sourcepos="11:1-11:356">And let's not forget the whole "out of touch" vibe. Lagarde's jet-setting lifestyle and champagne-popping pronouncements don't exactly resonate with the average eurozone citizen who's struggling to afford groceries. It's like she's piloting the eurozone economy from a private jet while the rest of us are stuck in rush hour traffic on a broken-down moped.</p><p>The ECB needs to get its act together, and fast. Lagarde needs to listen to her staff, ditch the doublespeak, and start showing some real leadership. This is about livelihoods, jobs, and the future of the whole euro project.</p><p><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-82461129207310393962024-01-16T12:53:00.005+00:002024-01-16T12:53:46.620+00:00Fujitsu Admits Moral Obligation - #PostOfficeScandal<blockquote class="twitter-tweet"><p dir="ltr" lang="en">Break: The chief executive of Fujitsu has apologised to postmasters and said the firm has a moral obligation to contribute to the £1billion compensation bill.<br /><br />Follow live on <a href="https://twitter.com/thetimes?ref_src=twsrc%5Etfw">@thetimes</a> live blog on <a href="https://twitter.com/hashtag/PostOfficeScandal?src=hash&ref_src=twsrc%5Etfw">#PostOfficeScandal</a> and in 🧵👇<a href="https://t.co/PwNUXRZ616">https://t.co/PwNUXRZ616</a></p>— Tom Witherow (@TomWitherow) <a href="https://twitter.com/TomWitherow/status/1747220957649866871?ref_src=twsrc%5Etfw">January 16, 2024</a></blockquote> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script> <p>The bill for compensation currently stands at £1BN, how much Fujitsu thinks it will contribute towards this remains to be seen. <br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-91049672199690391212024-01-11T12:42:00.004+00:002024-01-11T12:42:43.200+00:00Potential Motor Finance Payout - The Next PPI?<blockquote class="twitter-tweet"><p lang="en" dir="ltr">Pls share. The new PPI?<br><br>HUGE announcement from <a href="https://twitter.com/TheFCA?ref_src=twsrc%5Etfw">@theFCA</a> this morning that has gone totally under the radar. It may mean a pay-out for millions who bought a car/van on Motor Finance before 2021. <br><br>I’ve done back of the envelope numbers and at the top end this could be PPI type…</p>— Martin Lewis (@MartinSLewis) <a href="https://twitter.com/MartinSLewis/status/1745387237372531070?ref_src=twsrc%5Etfw">January 11, 2024</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br><br>
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-54623627776058807312023-12-20T12:52:00.003+00:002023-12-20T12:52:19.600+00:00Inflation Falls To 3.9%<p data-sourcepos="5:1-5:265">Headline inflation, as measured by the Consumer Prices Index (CPI), fell to 3.9% in the 12 months to November, down from 4.6% in October. This marks the second consecutive month of decline, and it was better that expectations of 4.3%; bringing a sigh of relief to many households, businesses, and policymakers.</p><p data-sourcepos="7:1-7:225">The fall is largely attributed to the easing of energy price pressures. Global oil prices have moderated, and the government's energy price guarantee scheme is helping to shield consumers from the worst of the energy crisis.</p><p data-sourcepos="9:1-9:34"><strong>Reasons for Cautious Optimism:</strong></p><ul data-sourcepos="11:1-14:0"><li data-sourcepos="11:1-11:119"><strong>Downward trend:</strong> This is the second consecutive month of declining inflation, suggesting a possible turning point.</li><li data-sourcepos="12:1-12:126"><strong>Energy reprieve:</strong> Lower energy prices are playing a key role in the slowdown, offering financial breathing room for many.</li><li data-sourcepos="13:1-14:0"><strong>Policy measures:</strong> The
Bank of England's rate hikes and the government's energy support
programs are contributing to the easing of price pressures.</li></ul><p data-sourcepos="15:1-15:21"><strong>Challenges Ahead:</strong></p><ul data-sourcepos="17:1-20:0"><li data-sourcepos="17:1-17:216"><strong>Core inflation remains high:</strong>
While headline inflation is falling, core inflation, which excludes
volatile items like energy and food, remains stubbornly high at 5.1%,
indicating broader price pressures persist.</li><li data-sourcepos="18:1-18:127"><strong>External uncertainties:</strong> Global economic turmoil and the ongoing war in Ukraine continue to pose risks to price stability.</li><li data-sourcepos="19:1-20:0"><strong>Household financial strain:</strong>
Despite the downward trend, many households are still struggling with
the affordability of essentials, with wage growth lagging behind
inflation.</li></ul><p>It goes without saying that the Bank of England will be slow to lower rates, as it has been consistently behind the curve. <br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-55699781167524291852023-12-14T12:51:00.002+00:002023-12-14T12:51:46.852+00:00MPC Leaves Rates Unchanged<p>As expected the MPC held rates at 5.25%. </p><p>The MPC voted 6-3 to hold rates steady, with dissenters preferring to raise rates by 0.25% to 5.5% </p><p>Inflation is expected to return to 2% by the end of 2025.</p><p>Rates are not expected to be reduced anytime soon. <br /></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-84845013302076884132023-11-23T12:47:00.002+00:002023-11-23T12:47:35.263+00:00Autumn Statement Summarised<div _ngcontent-ng-c1693788218="" class="markdown markdown-main-panel" dir="ltr" style="--animation-duration: 600ms;"><p data-sourcepos="1:1-1:288">The 2023 Autumn Statement, delivered by Chancellor Jeremy Hunt on November 22, 2023, outlined a series of measures aimed at tackling inflation, boosting economic growth, and supporting households and businesses. Here's a summary of the key points along with their potential pros and cons:</p><p data-sourcepos="3:1-3:15"><strong>Key Points:</strong></p><ol data-sourcepos="5:1-6:0"><li data-sourcepos="5:1-6:0"><strong>Tax Cuts for Working People:</strong> The income tax threshold will be increased to £17,000, and the National Insurance rate will be cut for earnings below £50,250.</li></ol><p data-sourcepos="7:1-7:9"><strong>Pros:</strong></p><ul data-sourcepos="9:1-11:0"><li data-sourcepos="9:1-9:86">Increased disposable income for individuals, potentially boosting consumer spending.</li><li data-sourcepos="10:1-11:0">Reduced tax burden for low- and middle-income earners.</li></ul><p data-sourcepos="12:1-12:9"><strong>Cons:</strong></p><ul data-sourcepos="14:1-16:0"><li data-sourcepos="14:1-14:79">Limited impact on high-income earners, who may not see a significant benefit.</li><li data-sourcepos="15:1-16:0">Potential for increased government borrowing.</li></ul><ol data-sourcepos="17:1-18:0" start="2"><li data-sourcepos="17:1-18:0"><strong>Support for Businesses:</strong> Full expensing for capital spending by businesses will be made permanent, encouraging investment and growth.</li></ol><p data-sourcepos="19:1-19:9"><strong>Pros:</strong></p><ul data-sourcepos="21:1-23:0"><li data-sourcepos="21:1-21:96">Increased investment in plant and machinery, potentially boosting productivity and innovation.</li><li data-sourcepos="22:1-23:0">Enhanced competitiveness for UK businesses.</li></ul><p data-sourcepos="24:1-24:9"><strong>Cons:</strong></p><ul data-sourcepos="26:1-28:0"><li data-sourcepos="26:1-26:47">Potential for increased government borrowing.</li><li data-sourcepos="27:1-28:0">Limited impact on businesses facing other challenges, such as supply chain disruptions.</li></ul><ol data-sourcepos="29:1-30:0" start="3"><li data-sourcepos="29:1-30:0"><strong>Measures to Reduce Inflation:</strong>
The government will continue to support the Bank of England's efforts
to control inflation, including through measures to reduce public
spending.</li></ol><p data-sourcepos="31:1-31:9"><strong>Pros:</strong></p><ul data-sourcepos="33:1-35:0"><li data-sourcepos="33:1-33:99">Potential to bring inflation under control, protecting household budgets and business operations.</li><li data-sourcepos="34:1-35:0">Maintaining fiscal discipline and reducing government borrowing.</li></ul><p data-sourcepos="36:1-36:9"><strong>Cons:</strong></p><ul data-sourcepos="38:1-40:0"><li data-sourcepos="38:1-38:79">Potential impact on essential public services and infrastructure investments.</li><li data-sourcepos="39:1-40:0">Short-term economic pain as interest rates may rise further.</li></ul><p data-sourcepos="3:1-3:32"><strong>National Insurance (NI) Cut:</strong></p><span>
</span><ul data-sourcepos="5:1-5:90"><span>
</span><li data-sourcepos="5:1-5:90"><span>The NI rate will be cut from 12% to 10% for earnings below £50,</span><span>250,</span><span> effective from April 2024.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="7:1-7:9"><strong>Pros:</strong></p><span>
</span><ul data-sourcepos="9:1-9:81"><span>
</span><li data-sourcepos="9:1-9:81"><span>This cut will provide an average annual saving of £330 for workers earning £30,</span><span>000 per year.</span></li><span>
</span><li data-sourcepos="10:1-11:0"><span>It will increase take-home pay for low- and middle-income earners.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="12:1-12:9"><strong>Cons:</strong></p><span>
</span><ul data-sourcepos="14:1-14:9"><span>
</span><li data-sourcepos="14:1-14:9"><span>The cut will have a limited impact on high-income earners.</span></li><span>
</span><li data-sourcepos="15:1-16:0"><span>It may not be sufficient to offset the impact of rising inflation and other costs of living.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="17:1-17:40"><strong>Full Expensing for Capital Spending:</strong></p><span>
</span><ul data-sourcepos="19:1-20:0"><span>
</span><li data-sourcepos="19:1-20:0"><span>Full expensing for capital spending by businesses will be made permanent,</span><span>
allowing businesses to deduct the full cost of qualifying plant and
machinery from their taxable profits in the year of purchase.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="21:1-21:9"><strong>Pros:</strong></p><span>
</span><ul data-sourcepos="23:1-25:0"><span>
</span><li data-sourcepos="23:1-23:130"><span>This measure will encourage businesses to invest in new equipment and technology,</span><span> which could boost productivity and innovation.</span></li><span>
</span><li data-sourcepos="24:1-25:0"><span>It will make the UK more competitive.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="26:1-26:9"><strong>Cons:</strong></p><span>
</span><ul data-sourcepos="28:1-28:47"><span>
</span><li data-sourcepos="28:1-28:47"><span>The measure is likely to be expensive for the government,</span><span> as it will reduce tax revenue.</span></li><span>
</span><li data-sourcepos="29:1-30:0"><span>It may not be effective in stimulating investment in all sectors of the economy.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="31:1-31:31"><strong>Freezing of Alcohol Duties:</strong></p><span>
</span><ul data-sourcepos="33:1-34:0"><span>
</span><li data-sourcepos="33:1-34:0"><span>Alcohol duties will be frozen for a year,</span><span> providing a small tax cut for alcohol producers and consumers.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="35:1-35:9"><strong>Pros:</strong></p><span>
</span><ul data-sourcepos="37:1-39:0"><span>
</span><li data-sourcepos="37:1-37:136"><span>The freeze will provide some relief to the alcohol industry,</span><span> which has been struggling with higher costs and supply chain disruptions.</span></li><span>
</span><li data-sourcepos="38:1-39:0"><span>It may also lead to lower prices for consumers.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="40:1-40:9"><strong>Cons:</strong></p><span>
</span><ul data-sourcepos="42:1-44:0"><span>
</span><li data-sourcepos="42:1-42:70"><span>The freeze will have a limited impact on overall government revenue.</span></li><span>
</span><li data-sourcepos="43:1-44:0"><span>It may be seen as a regressive measure,</span><span> as it benefits higher-income earners who are more likely to consume alcohol.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="45:1-45:24"><strong>Additional Measures:</strong></p><span>
</span><ul data-sourcepos="47:1-50:0"><span>
</span><li data-sourcepos="47:1-47:121"><span>The government will invest £4.</span><span>5 billion in British manufacturing to increase investment in eight sectors across the UK.</span></li><span>
</span><li data-sourcepos="48:1-48:116"><span>The government will provide £2.</span><span>4 billion in funding for research and development to support innovation and growth.</span></li><span>
</span><li data-sourcepos="49:1-50:0"><span>The government will invest £1.</span><span>5
billion in skills training to help people get into work and develop the
skills they need to succeed in the 21st-century economy.</span></li><span>
</span></ul><span>
</span><p data-sourcepos="51:1-51:140"><span>These measures are part of a broader government strategy to boost economic growth,</span><span> improve productivity,</span><span> and level up the economy across the UK.</span><span> The success of this strategy will depend on a number of factors,</span><span> including the global economic outlook,</span><span> the government's ability to implement its plans effectively,</span><span> and the response of businesses and individuals.</span></p></div><p></p><p><a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
</p><ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-64441516664837648162023-11-22T13:07:00.002+00:002023-11-22T13:07:09.870+00:00Sid's Back!<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwpZO3fxCZzdSu8_FZhSr6Ym9K6gj86mibtgl9apIRagpESEPjTDiN8roBjG61kgB2KfTy6vRlC0k8MD_GQaLMrJQjiA6yull1wXrhajswIfKGqLdQGLPdEIl0ZgRlatnkIMP0D35OWu9EkjRpLMuxUfNFOUhHBMvk_dGDTjPyNkDOluVEVHOlwQ/s1200/sid%201986.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="630" data-original-width="1200" height="210" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwpZO3fxCZzdSu8_FZhSr6Ym9K6gj86mibtgl9apIRagpESEPjTDiN8roBjG61kgB2KfTy6vRlC0k8MD_GQaLMrJQjiA6yull1wXrhajswIfKGqLdQGLPdEIl0ZgRlatnkIMP0D35OWu9EkjRpLMuxUfNFOUhHBMvk_dGDTjPyNkDOluVEVHOlwQ/w400-h210/sid%201986.jpg" width="400" /></a></div><br /><p> </p><blockquote class="twitter-tweet"><p dir="ltr" lang="en">Hunt says he wants to sell NatWest shares to retail investors in coming year. Here he is channelling Thatcher's privatisation campaigns</p>— Robert Peston (@Peston) <a href="https://twitter.com/Peston/status/1727311345169662022?ref_src=twsrc%5Etfw">November 22, 2023</a></blockquote> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-44841547819845041142023-11-22T12:44:00.004+00:002023-11-22T12:44:54.218+00:00Autumn Statement Live<blockquote class="twitter-tweet"><p lang="en" dir="ltr">WATCH: Chancellor <a href="https://twitter.com/Jeremy_Hunt?ref_src=twsrc%5Etfw">@Jeremy_Hunt</a> presents the Autumn Statement to the <a href="https://twitter.com/HouseofCommons?ref_src=twsrc%5Etfw">@HouseofCommons</a> <a href="https://t.co/vyATPGfZvw">https://t.co/vyATPGfZvw</a></p>— HM Treasury (@hmtreasury) <a href="https://twitter.com/hmtreasury/status/1727304585705029693?ref_src=twsrc%5Etfw">November 22, 2023</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-88481800506637913812023-11-21T12:52:00.002+00:002023-11-21T12:52:32.009+00:00"Unexpected Fiscal Headroom" - Michael Brown Nails It!<blockquote class="twitter-tweet"><p lang="en" dir="ltr">"unexpected fiscal headroom" ≠ economy doing brilliantly<br><br>"unexpected fiscal headroom" = OBR got everything wrong, yet again</p>— Michael Brown (@MrMBrown) <a href="https://twitter.com/MrMBrown/status/1726862742068634045?ref_src=twsrc%5Etfw">November 21, 2023</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0tag:blogger.com,1999:blog-35861392.post-85344126627028109502023-11-20T12:31:00.000+00:002023-11-20T12:31:03.580+00:00Altman To Join Microsoft<blockquote class="twitter-tweet"><p dir="ltr" lang="en">BREAKING: Microsoft says Sam Altman will lead its new in-house AI team after the OpenAI co-founder was ousted from his startup last week <a href="https://t.co/oBsX2ZvjDj">https://t.co/oBsX2ZvjDj</a> <a href="https://t.co/MZnGAUlsYt">pic.twitter.com/MZnGAUlsYt</a></p>— Bloomberg (@business) <a href="https://twitter.com/business/status/1726513509930848437?ref_src=twsrc%5Etfw">November 20, 2023</a></blockquote><p>Sam Altman, the recently ousted CEO of OpenAI, is joining Microsoft along with Greg Brockman another ex OpenAI board member.</p><p>This means that OpenAI's "plan" to ensure the market of AI remains "open" has just imploded rather spectacularly. <br /></p> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script> <a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Tax Investigation Insurance</a><br />
<br />Market leading tax fee protection insurance for businesses, sole traders and individuals. Protect yourself from accountancy fees in the event of an HMRC enquiry. <br /><br />
Having a Solar Protect Tax Investigation Insurance policy at your disposal means that should you be one of the many 1000's of businesses or individuals that are selected by HMRC each year to look into your tax affairs your own accountant (your tax return agent) can get on and defend you robustly.<br />
<br />
You have the peace of mind knowing that your accountant's (your tax return agent) fees will be paid by the insurance without any Excess for you to find.<br />
<br />
Tax Investigation Insurance is an insurance policy that will fully
reimburse your accountant's (your tax return agent) fees up to £100,000
if you are subject to enquiry by or dispute with HMRC.<br />
<br />
A Solar Protect policy will enable your accountant (your tax return agent) to:
<br />
<ul>
<li>
Deal with any correspondence from HMRC</li>
<li>
Attend any meeting with HMRC</li>
<li>
Appeal to the First-tier Tribunal or Upper Tribunal</li>
<li>
Having the security of knowing that fees will be met in full will
enable your Accountant (your tax return agent) to defend your position
robustly</li></ul>
<br />
<a href="https://solarinsurance.co.uk/ken-frost/" target="_blank">Please click here for details</a>. <br />Ken Frosthttp://www.blogger.com/profile/13568488818950912374noreply@blogger.com0